One-Minute Personal Loan Test

Select the answer that best describes your situation in each question below.
When you’re finished, click Add Up My Points. Continue… I’ll take the test later.

Dependants (including yourself)

One

Two

Three

Four

Five

Residence

Living with parents

Rent furnished

Rent unfurnished

Own home mortgaged

Own home clear

Years at present address

Under 2 years

2 to 4 years

5 to 8 years

9 to 14 years

15 years or more

Gross monthly income

Under $ 1,500

$ 1,500 to $ 2,500

$ 2,501 to $ 3,500

$ 3,501 to $ 5,000

Over $ 5,000

Years with present employer

Under 2 years

2 to 3 years

4 to 6 years

7 to 10 years

Over 10 years

Years with previous employer

Under 1 year

1 to 3 years

4 to 6 years

7 to 10 years

Over 10 years

Percent of monthly income remaining after expenses

Less than 10%

10% to 15%

16% to 25%

26% to 33%

Over 33%

Bonus Points (add all that apply - maximum 3 points)

Checking Account

Savings Account

IRA with bank

CD with bank

Loan with bank

Retake Test Add Up My Points!

To Find Out What Your Score Means, CLICK HERE

Note: This chart is for your information only. It does not include all of the factors that we consider in evaluating a loan request, such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval. ©2014 The Forms Group, All Rights Reserved.